Plan for a stress-free delivery by taking care of these 5 things!

Plan for a stress-free delivery by taking care of these 5 things!

Planning for confinement, CDA, and cord blood banking in the third trimester will help you have a stress-free delivery. Presented by POSB.

The third trimester marks the final leg of pregnancy before the delivery. Your bub would start growing rapidly, and you will feel all his excitement in the kicks and sudden turns! His excitement to see the outside world would be evident in his hiccups, the tiny movements you would feel daily. It is one of the best feelings in the world!

It is also the time when you start getting ready for the months to come. There is a lot to be done, and all these things added to the return of fatigue give all mums varying degrees of stress. Every parent will tell you that the key to a stress-free third trimester is to be ready for the delivery! Indeed, an excellent way to beat this stress is to anticipate and plan!

Here are the five things you should do as soon as the third-trimester starts and your stress would be reduced a lot by the time your baby arrives!

1# Select a suitable maternity package

Most of the hospitals would offer a maternity/delivery package in the last trimester. This includes the type of ward you can choose, the duration of stay and the type of delivery.

The biggest advantage of the package is that you get an estimate of the expenses and plan ahead! If you need to make some provisions for the delivery, you have some time to do so. Believe me, when I say, planning is a great way to reduce the last minute stress.

2# Read more about Child Development Account (CDA)

Child Development Account (CDA) is a fantastic product where the Government matches your savings dollar-for-dollar of what you deposit in this account, depending on the birth order of your child. But that is not all! POSB offers a free Grab ride and 2% p.a. rate of interest on the POSB Smiley CDA account balance, which is linked to a POSB Baby Bonus NETS Card. The savings in this account can then be used for educational and healthcare expenses of your child at approved institutions.

There are a lot of discounts you can enjoy by using the Baby Bonus NETS card. For instance, you get 10% off online purchases on clothing collections at Mothers en Vogue, or S$100 off your purchase of a 21-days or 28-days dual meal plan for your Confinement food at The Natal Kitchen.

A POSBkids savings account will also be opened for you when you take up the POSB Smiley CDA. You can start saving early for your child’s education and other future expenses. Find out more about POSB Smiley CDA account here.

Do research this and enrol when you are eligible. This is one of the greatest gifts you can give to your newborn!

3# Enlist some help for taking care of the newborn

Many parents manage the pregnancy and the post-natal care on their own. But the beauty of close-knit families is that the new grandparents are happy to come over and help if they are not already staying with you.

That said, you would need to make some changes in your existing help. You can do so by educating your current domestic help in the ways you want the baby to be handled. Your parents can take a refresher course in taking care of the baby as well! Most of the hospitals offer free lectures on breastfeeding, bathing, burping and swaddling the baby.

Utilise this time to plan for the confinement. Your husband would also play an active role in taking care of the newborn. Discuss with him what you expect from him. This way, you are relaxed for the delivery!

Read on for more tips to reduce stress!

4# Plan till the first month after childbirth

The first month is chaotic. You may undergo confinement, and would not be much involved in the house. Take this time to plan your newborn’s first month.

If you talk to new parents, you will realise how much diapers, wipes, formula and other things you may need in the first four weeks. Find out if you can save money by buying in bulk. However, the baby might grow more rapidly than you think. So make provisions for at least one month.

Online shopping has made the life of mums more convenient! Take this time to explore the stores online. You can order almost all of the baby necessities online. Take advantage of the offers you would have on your debit or credit cards!

Working out the finances early on will save a lot of stress later

Working out the finances early on will save a lot of stress later

5# Sign up for Cord blood banking

When your baby is delivered, your doctor can collect the blood that remains in the umbilical cord and placenta. This blood has tremendous possible medical applications for your child and family.

The cord blood cells have the potential to treat over 80 diseases that include some cancers, blood disorders and immune deficiencies. It is also a hope not only for your child but also their siblings and your immediate family for whom these cells could be used for. Currently, there are many trials going on for the potential uses of this technology.

You can choose to harvest the cord blood cells for your baby, or you can also donate them to the cord blood banks of Singapore. Cordlife is one of the leading cord blood banks in Singapore. You can pay the fees through your CDA too!

So, mums and dads, enjoy the last trimester stress-free by following these five things. Life is going to be very busy in a few months!

This article is sponsored by POSB. Visit to learn more about POSB Smiley CDA.

Deposit Insurance Scheme: Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$50,000 in aggregate per depositor per Scheme member by law.


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Written by

Anay Bhalerao

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