As legend of Chinese zodiac has it, the Jade Emperor (Emperor in Heaven in Chinese folklore) wanted 12 animals to serve as his guards. To determine their ranking, he sent an immortal being to earth to spread the message about a race. Here, each animal’s rank would be determined by the order in which they passed through the Heavenly Gate.
On the day of the race, Rat woke up early but encountered a river with a swift current. To overcome this obstacle, Rat jumped onto Ox’s back. Ox did not mind and helped Rat cross the river.
After crossing the river, Rat jumped off Ox and dashed towards the feet of the Emperor. Rat finished first place in the race, Ox came in second, and the rest of the animals followed— that’s how the Chinese zodiac began.
On 12 February 2021, we will be welcoming the Year of the Ox.
Apart from hosting reunion dinners, enjoying pineapple tarts, and receiving red packets, what’s Chinese New Year without reading your Chinese horoscope predictions? While shopping malls and Feng Shui masters focus on how lucky you’ll be in your career, health, and relationships, we’re shedding light on your financial luck for 2021. If you’re unsure of your Chinese zodiac sign, find it in the table below.
Key Highlights of Chinese Zodiac in 2021
- The Monkey, Rooster, and Dog zodiac signs are predicted to have the greatest financial luck in 2021, according to Feng Shui Grand Master Tan Khoon Yong.
- The Tiger and Rabbit zodiac signs will obtain financial independence by discovering a new income source.
- The Dragon zodiac sign will enjoy large profits, as long as they take advantage of the investment opportunities.
How To Find Your Chinese Zodiac Sign
| Chinese Zodiac Sign | Birth Year |
|---|---|
| Rat | 1948, 1960, 1972, 1984, 1996, 2008 |
| Ox | 1961, 1973, 1985, 1997, 2009, 2021 |
| Tiger | 1950, 1962, 1974, 1986, 1998, 2010 |
| Rabbit | 1951, 1963, 1975, 1987, 1999, 2011 |
| Dragon | 1952, 1964, 1976, 1988, 2000, 2012 |
| Snake | 1953, 1965, 1977, 1989, 2001, 2013 |
| Horse | 1954, 1966, 1978, 1990, 2002, 2014 |
| Goat | 1955, 1967, 1979, 1991, 2003, 2015 |
| Monkey | 1956, 1968, 1980, 1992, 2004, 2016 |
| Rooster | 1957, 1969, 1981, 1993, 2005, 2017 |
| Dog | 1958, 1970, 1982, 1994, 2006, 2018 |
| Pig | 1959, 1971, 1983, 1995, 2007, 2019 |
Your Chinese Zodiac Financial Outlook for 2021
Here is a breakdown of your Chinese zodiac’s financial prediction for 2021, and the investments you should consider making.
1. Rat
CNY financial horoscope prediction 2021 – Rat | Image courtesy: Value Champion
2. Ox
CNY financial horoscope prediction 2021 – Ox | Image courtesy: Value Champion
3. Tiger
CNY financial horoscope prediction 2021 – Tiger | Image courtesy: Value Champion
4. Rabbit
CNY financial horoscope prediction 2021 – Rabbit | Image courtesy: Value Champion
Every time you’re able to save a sum of money, it is destined to be spent for various necessities. This may cause you to feel challenged when managing money from home.
With the finance industry becoming increasingly digitised, there are many new financial management tools that can help you manage your money in an easier, smarter way.
5. Dragon
CNY financial horoscope prediction 2021 – Dragon| Image courtesy: Value Champion
6. Snake
CNY financial horoscope prediction 2021 – Snake | Image courtesy: Value Champion
If you’re used to being cautious with spending, seek guidance from a friend or mentor born in the Year of the Ox.
As the Snake is a fire sign, it clashes with metal – an element that represents money. According to Chinese Ba Zi readings, the Ox is nicknamed, “The Storeroom of the Metal”, which means they can safeguard the wealth of animal signs who have trouble achieving monetary abundance.
To increase your financial luck in 2021, look through your contact list and contact an Ox benefactor.
7. Horse
CNY financial horoscope prediction 2021 – Horse | Image courtesy: Value Champion
You’ll experience smooth progress in your career, which will be tied to good income. Expect to receive the highest financial luck during the 11th month. If you find yourself faced with unexpected events, learn to plan monthly expenditure as opposed to spending money on meaningless things.
Consider applying the 50-30-20 rule when to divide your income into three categories:
- 50% should be spent on your essential needs;
- 30% should be used for discretionary spending;
- 20% should go towards your savings, investments, and emergency expenses.
Suppose you earn S$6,000 a month, after all taxes and deductions. According to the rule, S$3,000 should be spent on your needs, S$1,800 should be used for your wants, and the remaining S$1,200 must be used for your savings and investments.
8. Goat
CNY financial horoscope prediction 2021 – Goat | Image courtesy: Value Champion
Your financial income may be greatly reduced, especially during the 3rd month. However, with hard work, you can expect financial success during the 6th month. Approach financial matters with increased caution.
If you’re intrigued by the idea of making money through investing, you should first understand what investing is all about. Start by understanding the basics of investment, including the risks and portfolio diversification.
9. Monkey
CNY financial horoscope prediction 2021 – Monkey | Image courtesy: Value Champion
Your financial luck looks quite bright. You’ll enjoy increased wealth and bonuses during the first half of the year. Also, you’ll earn rewards from your side investments.
While you will be most financially lucky during the 4th month, you’re expected to face great loss during the 12th month.
To avoid financial hardship towards the end of the year, consider planning ahead with a robo advisor, a low-cost alternative to traditional wealth management advisors.
10. Rooster
CNY financial horoscope prediction 2021 – Rooster | Image courtesy: Value Champion
Your wealth projection is quite positive and you will encounter many good opportunities in 2021 to obtain high returns. However, as you tend to be more materialistic by nature, your expenses will also be relatively high.
Remember to minimise spending, even if you have a comfortable monthly income. Be especially careful during the 2nd and 6th months and welcome good fortune during the 5th and 11th months.
11. Dog
CNY financial horoscope prediction 2021 – Dog | Image courtesy: Value Champion
Your financial outlook is relatively flat. As you tend to be more conservative in nature and risk-averse, it is recommended that you focus on diligence this year, and wait for the right investment opportunities to come to you.
You may not receive a windfall or a big promotion – but you won’t be burdened with significant income complications either. 2021 will be a year of financial smooth-sailing, without any major ups or financial loss.
12. Pig
CNY financial horoscope prediction 2021 – Pig | Image courtesy: Value Champion
For your wealth prediction, expect to receive good income from your investments. You will not need to worry about financial shortfalls, with the exception of the 3rd, 6th, and 10th months.
You will also enjoy a pleasant financial surprise during the 5th month.
Chinese Zodiac Wealth Predictions in 2021
After the financial rollercoaster during the year of the Rat, we can’t wait to see a better financial outlook during the year of the Ox. While it’s exciting to read you Chinese horoscope and see all the good fortunes the new year brings, remember that luck will only go so far – it’s up to you to make the most of the new year, work hard, and make smart financial decisions.
The same applies for those whose financial predictions weren’t the most auspicious – take it with a pinch of salt. Happy Chinese New Year!
This article was first published in ValueChampion and republished on theAsianparent with permission.
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