First-time mums like myself are generally in a state of worry for their babies’ health and well being. Furthermore, keeping up with the additional increasing expenses is equally challenging. To address these concerns, I have learnt to lean on customized mini insurance plans, such as Prudential’s PRUSafe Guard 22 that cater to my specific needs without breaking the bank.
PRUSafe Guard 22 helps new parents by addressing specific worries and needs without having them commit to an insurance plan full-on. This is an ideal option for those who are not ready to commit to a full-fledged plan yet or are simply looking for something very affordable and customized.
For example, parents who live in a neighbourhood with increasing dengue clusters can sign up for PRUSafe Dengue and those concerned about the COVID-19 virus can get the PRUSafe GUard 22 + PRUSafe COVIDCover.
Prudential’s mini-plans act as a starter pack for new parents, freelancers, and anyone looking to kickstart their protection journey. It's an ideal "mini-step" to get started.
Now, why Prudential?
Now that we have established the benefits of mini-plans over one-size-fits-all full-fledged ones at least for those looking to get started on their protection journey with affordable options, let us understand why Prudential is an ideal choice to turn to.
There is indeed no dearth of options when it comes to insurance companies in Singapore but when it comes to the safety and security of my family, I trust Prudential. Here’s why: First things first, Prudential is a trusted brand. They have been around for a while, serving the financial needs of Singapore for over 90 years.
Plus, they are a reliable and trusted name being one of the market leaders in protection, savings, and investment-linked plans, with S$49.3 billion funds under management as of 31 December 2020.
Furthermore, they have evolved with time and efficiently cater to the younger audience that thrives in the digital ecosystem. Prudential enables easy, simple digital experiences with the Pulse by Prudential app. All their mini-plans are available for sign-up easily in the app and can be done quickly with just a few taps. Details about claims and other important policy documents can also be easily accessed through the app.
PRUSafe Guard 22 is my shield against COVID-19 and 21 other infectious disease
In Singapore, we have had 367 COVID-19 pediatric cases to date, with 172 infected with the Delta variant. Children below the age of 12 account for 0.6% of all local infection cases. Amongst these COVID-19 pediatric cases in Singapore, 13.6% (50 cases) were aged 0 to 1, 22.6% (83 cases) were aged 2 to 4, 20.7% (76 cases) were aged 5 to 6 and 43.1% (158 cases) were aged 7 to 12.
Furthermore, 264 dengue cases were reported in the week ending 5 March 2022, 65 cases more than the number reported in the previous week. As of 7 March 2022, there are 53 active dengue clusters in the city-state
As a new mum of an infant, I worry that I might get infected and might bring the disease home to my baby and family. Finances are a big part of this concern because as new parents we are still figuring things out with the additional expenses upon us.
This is where PRUSafe Guard 22 helps me sleep peacefully at night offering a wide range of benefits addressing mini yet significant matters. I get:
- S$500 COVID-19 Benefit
- A lump sum payout upon hospitalization due to COVID-19
- S$1,000 Infectious Diseases Benefit
- A lump sum payout upon diagnosis of any one of the 21 infectious diseases including dengue
Why it is easy to choose PRUSafe Guard 22 for my many mini matters
To share more on why PRUSafe Guard 22 was an easy choice for me, this plan is one-of-its-kind in the market. It has been designed keeping young parents like myself in mind. PRUSafe Guard 22 is a bite-sized, specific, and affordable microinsurance plan that meets my specific needs protecting me and thus helping me protect my family.
The mini-plans come with affordable semi-annual premiums that start from just $26* for six months of coverage. These are no-frills, hyper-specific plans that enable me to only pay for the exact coverage I need and nothing more.
Furthermore, with PRUSafe Guard 22, I can build a portfolio with only the coverage that I need by stacking multiple plans. Last but not the least, these bite-sized plans are not only great stand-alone options as a starter pack for protection but are also an excellent choice for those looking to enhance any existing plans for specific targeted needs.
Sign up today!
If you are anything like me, super kiasu, and always worried about the health and well being of your kids and family, take the first step to protect yourself against COVID-19 and other infectious diseases so you can be the best version of yourself- at peace and protected.
The PRUSafe Guard 22 is available for customers between 18-59 years old and is super easy to sign up in the Pulse by Prudential app. Learn more about the plan here and sign up today!