The upcoming school break in the first week of September is the perfect opportunity for families in Singapore to take a well-deserved vacation abroad. As parents plan their getaways to create unforgettable memories, it’s crucial to prioritise their family’s safety and well-being.
One way to ensure a worry-free trip is by investing in comprehensive travel insurance packages tailored to meet the unique needs of families. In this article, we’ll explore some of the best travel insurance options available for families in Singapore, focusing on their key features and benefits.
1. Starr TraveLead Comprehensive Bronze
Personalized Protection for All
The Starr TraveLead Comprehensive Bronze plan stands out for its flexibility, allowing you to create a personalised travel insurance plan that suits your family’s needs. Whether going on a cruise to nowhere or exploring international destinations, this plan offers coverage that adapts to your requirements.
The inclusion of overseas COVID-19 related medical expenses up to $15,000 SGD ensures that your family’s health is safeguarded. What’s more, the absence of sublimits or restrictions on outpatient expenses and the number of visits provide a sense of security, even in unfamiliar territories.
The 24-hour Global Emergency Assistance Services are invaluable in times of need, connecting you with necessary medical treatment and transportation. Additionally, the coverage for sending back an unattended child during the hospitalisation of the insured person is a thoughtful touch that parents can appreciate.
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2. AIG Travel Guard® Direct – Basic
Voted Best Travel Insurance
AIG’s Travel Guard® Direct – Basic plan has been recognised as TripZilla’s Best Travel Insurance for Single Trip. With up to S$250,000 in overseas COVID-19 related medical coverage, this plan protects your family’s health even in unpredictable circumstances.
The provision for overseas quarantine allowance and trip postponement due to COVID-19 adds a layer of assurance. Moreover, the curtailment costs coverage is beneficial if you need to return to Singapore earlier than planned due to a COVID-19 diagnosis while travelling.
3. MSIG TravelEasy Standard
Comprehensive COVID-19 Coverage
The MSIG TravelEasy Standard plan offers extensive COVID-19 coverage, including a medical range of up to $150,000 and travel inconvenience benefits of up to $1,500. This plan is particularly suitable for families travelling with children, as it provides high limits for emergency medical evacuation and repatriation, ensuring you’re prepared for any unexpected medical situations.
The coverage for insolvency of licensed travel agencies adds an extra layer of protection for your trip investments.
4. FWD Premium
Convenience at Your Fingertips
FWD Premium offers the convenience of cashless medical outpatient treatment in Singapore and emergency assistance through its user-friendly app. Adding on coverage for COVID-19 for both Single and Annual Trips further enhances the protection provided to families. This plan is ideal for those seeking seamless claims and immediate access to essential services.
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5. DirectAsia DA150
Family-Centric Coverage
DirectAsia DA150 caters specifically to families, allowing up to four children to travel for free with a Family policy. The matching kids’ limits ensure that children enjoy the same coverage as adults, and including emergency dental coverage under the main medical expenses provides comprehensive protection. The optional COVID-19 coverage is a valuable addition, covering trip cancellation, medical expenses, and emergency evacuation.
6. Allianz Travel Silver
Unlimited Trip Coverage
For families who travel frequently, Allianz Travel Silver offers unlimited coverage for unlimited trips with their Annual Plans.
The comprehensive coverage includes emergency transportation and COVID-19 coverage, providing peace of mind for families planning multiple trips within the year.
7. Singlife Travel Lite
Flexibility and Comprehensive Coverage
Singlife Travel Lite offers trip cancellation coverage for any reason, providing flexibility for changing travel plans. The coverage for trip interruptions or cancellations due to COVID-19 is particularly relevant in today’s travel landscape. The payout for trips affected by excessive rainfall is a unique feature that sets this plan apart.
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8. Bubblegum Travel Insurance
All-Inclusive Affordability
Bubblegum Travel Insurance offers an affordable all-in-one plan that covers a wide range of travel needs. With coverage for overseas medical expenses and COVID-19-related issues, this plan ensures that families are protected in various scenarios. The inclusion of coverage for adventurous activities is especially appealing for families seeking exciting experiences.
9. Tiq Savvy
Comprehensive COVID-19 Add-On
Tiq Savvy offers a comprehensive COVID-19 add-on, ensuring that families are protected before, during, and after their trips. The coverage extends to Cruise to Nowhere trips, and the instant claims encashment via PayNow streamlines the claims process for added convenience.
10. HL Assurance Travel Protect360 Enhanced
Comprehensive COVID-19 Protection
The HL Assurance Travel Protect360 Enhanced plan is designed to provide robust COVID-19 protection, covering medical expenses, trip cancellations, and other inconveniences. Families can travel confidently, knowing they are well-protected against the uncertainties brought about by the pandemic.
The September school break presents a golden opportunity for Singaporean families to embark on memorable journeys together. Investing in the right travel insurance package ensures these trips are delightful and stress-free.
With options that cater specifically to families, offering comprehensive COVID-19 coverage, flexibility, and various additional benefits, parents can travel confidently, knowing their loved ones are safeguarded no matter where the adventure takes them.
Remember, while planning the perfect vacation is important, ensuring the safety and well-being of your family is paramount.