Q: Do typical insurance plans cover a miscarriage? What about a still birth?
A: Generally, most health insurance plans offered by life insurers do not provide coverage for miscarriage or pregnancy complications such as a still birth. However, there are medical plans that extend coverage for miscarriage or pregnancy complications after a pre-determined waiting period and in some Personal Accident plans, miscarriage due to an accident may be covered. Speak to your financial adviser representative. He/she will be able to make the recommendations based on your specific investment objectives, financial situation and particular needs.
This commentary expresses the views of Ms Phylise Er Jia Li, a financial adviser representative from AXA Life Insurance Singapore Pte Ltd. It is not made with regard to any investment objectives, financial situation or particular needs of any person. Before making an investment decision, you should speak to a financial adviser representative and/or professional services adviser to consider whether this information is appropriate to your needs, objectives and circumstances.