Can I afford to get pregnant?

Planning to conceive in the near future? Here’s a rough guide of the costs and expenses involved with pregnancy to prevent bill shock. Time to get those piggy banks out!

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Before getting pregnant, do think about the cost of giving birth in Singapore

Basic gynaecologist fees

A typical visit to the gynaecologist without including ultrasound tests will set you back about $75-150, but some gynaecologists offer package deals that begin from the 4th month of pregnancy onwards.

These packages start from $1,000 onwards and usually include consultation charges and prenatal supplements like calcium and folic acid.

Genetic tests and ultrasounds

Tests like the First Trimester Screening Panel, which consists mainly of blood tests and a scan of the foetus’ nuchal fold done at 10 to 14 weeks; or the Triple Serum Test, a blood test done at 18 weeks, will cost about $200 to $400 each.

Ultrasounds will set you back anywhere from $100 to $200+, before any subsidies. If you opt for the Harmony testing, which  is a blood test for trisomies 21 (Down syndrome), 18 (Edward’s syndrome), & 13 (Patau syndrome), you can be prepared to shell out between $1,000 – $1,500.

If you’re not a high-risk pregnancy, you may have about 2-4 ultrasounds throughout your pregnancy.

However, more ultrasounds sessions will be required if there are any complications with your pregnancy.

Prenatal classes

If you’d like to go the extra mile and sign up for prenatal classes to teach you how to care for your little one, be prepared to shell out about $200 for 5 to 6 classes in total.

Delivery charges

The cost for delivery varies greatly depending on whether you prefer a normal delivery, with or without epidural, or a caesarian.

As a general guideline, a normal delivery with epidural in a single room will cost on average from $3,500 to $12,000, depending on your hospital. Prices for a caesarian delivery in a single room begin at $4,000.

Thankfully, Singapore Citizens and Permanent Residents can deduct a portion of the cost of delivery using the Central Provident Fund (CPF) for their first four children.

Confinement nanny

Confinement nannies are lifesavers for new mummies who don’t have much help once they are discharged from the hospital. Their job is to help you feed, bathe and care for your baby, will also cooking you special confinement dishes so that you can strengthen up.

A stay-in nanny will set you back from $2200 to $3,500 for a 28 day period, depending on how in advance you book her and if you go through an agency.

So, are you ready for that baby?