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Thursday, May 23, 2013
Baby / Family / Money / Pregnancy

Can I afford to get pregnant?

By Jaclyn Guna | 17/01/2013
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Planning to conceive in the near future? Here’s a rough guide of the costs and expenses involved with pregnancy to prevent bill shock. Time to get those piggy banks out!

9322715 s Can I afford to get pregnant?

Basic gynaecologist fees

A typical visit to the gynaecologist will set you back about $60 to $75, but some gynaecologists offer package deals that begin from the 4th month of pregnancy onwards.

These packages start from $500 onwards and usually include consultation charges and prenatal supplements like calcium and folic acid.

Genetic tests and ultrasounds

Tests like the First Trimester Screening Panel, which consists mainly of blood tests and a scan of the foetus’ nuchal fold done at 10 to 14 weeks; or the Triple Serum Test, a blood test done at 18 weeks, will cost about $200 to $400 each.

Ultrasounds will set you back anywhere from $100 to $200+, before any subsidies.

If you’re not a high-risk pregnancy, you may have about 2-3 ultrasounds throughout your pregnancy.

However, more ultrasounds sessions will be required if there are any complications with your pregnancy.

Prenatal classes

If you’d like to go the extra mile and sign up for prenatal classes to teach you how to care for your little one, be prepared to shell out about $200 for 5 to 6 classes in total.

Delivery charges

The cost for delivery varies greatly depending on whether you prefer a normal delivery, with or without epidural, or a caesarian.

As a general guideline, a normal delivery with epidural in a single room will cost from $2000 to $3000, depending on your hospital. Prices for a caesarian delivery in a single room begin at $3000.

Thankfully, Singapore Citizens and Permanent Residents can deduct a portion of the cost of delivery using the Central Provident Fund (CPF) for their first four children.

Confinement nanny

Confinement nannies are lifesavers for new mummies who don’t have much help once they are discharged from the hospital. Their job is to help you feed, bathe and care for your baby, will also cooking you special confinement dishes so that you can strengthen up.

A stay-in nanny will set you back from $2200 to $2600 for a 28 day period.

So, are you ready for that baby?

Here are some related links:

Diapering your baby; your alternatives

Caring for your parents in their golden years

Maternity Leave – How much is enough?

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